How secure is your home? Do you know when someone is approaching your front door? Do you know if one of your windows has been opened while you sleep, or even while you are away? Home burglaries happen far too often and without a home security system, you are more likely to fall victim. My site contains several tips that you can use to improve the level of security in and around your home. With a good security system and some preventative measures taken, you can decrease the likelihood of falling victim to this life changing and traumatizing crime that occurs each day.
If you are one of the millions of people that are planning to do some or all of your holiday shopping online, you are going to want to make sure that you take every step possible to protect your identity when shopping online. Here are four tips that will help you keep your identity and personal information safe when shopping online.
#1 Only Purchase Through Secure Websites
When you make a purchase, make sure that you only use secure websites to do so. This means that there is a secure connection between your computer and between the website that you are visiting.
Typically, you can tell if a network is secure by looking for the lock symbol on the address bar of your web browser. It should literally look like padlock that is closed. You should be able to double-click on this lock and get more detailed information about the level of security that site offers you.
If you don't see this symbol when you go to checkout, you may want to think twice about using that website.
#2 Create Secure Passwords
Virtually almost any site that you purchase something from is going to require you to create an account in order to make a purchase. Some sites allow you to pay via PayPal or a similar payment method without creating a unique login.
Either way, it is vitally important that you create strong and unique passwords for each site that you shop at and any payment application you use, such as PayPal or Apple Pay or other similar applications.
These passwords should not contain information that is easy for someone to figure out about you, such as your name, address, work place, or the college you graduated from. Instead, these passwords should be a random combination of upper and lower case letters, numbers, and symbols.
Additionally, you should create a unique password for each website that you have an account with. Although it can be tempting to use the same password or variations of the same password for multiple sites, this will make it easier for an identify theft to gain access to and steal your information. Create a spreadsheet with your passwords, print it out, and keep it handy or write them out by hand on paper.
Do not email yourself your passwords; if someone breaks into your email, they will quickly be able to gain access to your other accounts and potentially to your financial information.
#3 Think Carefully About How You Pay
Think carefully about how you pay for online purchases. It is best to use a credit card instead of a debit card to pay for online purchases. Credit cards usually have strong fraud protection teams and will put the charge on hold while they investigate the claims. Ultimately, the theft can only use your credit card up to its limit.
With debit cards, the policy on refunding money from fraudulent purchases can vary. Most banks require that you file a fraud report form and provide information to back up your claim. They will investigate your claim to determine if their was indeed fraud on your account. You may be given a temporary refund until the case is closed, or you may not get credit for the fraudulent activity until the case is closed. Once someone gains access to your bank account, they could drain the funds from your checking and savings accounts, which can be devastating.
You can also purchase large gift cards, such as those offered by Visa, MasterCard, and American Express and other similar large companies, and use the gift card to make your purchases online. Most of these companies offer many of the same protections that come with credit cards; however, your gift card will not be linked to additional personal information in the same way as a credit or debit card, limiting a thefts potential for harm.
Be careful as you enjoy the convenience of shopping online this holiday season and employ the three tips above to ensure that all of your transactions are safe and secure and do not compromise your identity or financial security. For more information or assistance, contact companies like Silent Security 1.